Free investing and trading education
Learn how investing and trading work, one step at a time
MoneyPlanIt teaches trading and investing from zero. Each idea gets a short, plain-English lesson, a quiz to check it has sunk in, and a chart to practise on, all before you risk any money.
- Free to use
- Start without an account
- Sources listed in every lesson
Not sure where to start? Find your investing level in 10 questions
Why this site exists
Trading is hard to learn when everyone is selling something
Most trading content online is written for people who already know the jargon, or it’s trying to sell you a course, a signal service or a broker account. Beginners are left guessing what’s true and what’s marketing.
MoneyPlanIt explains how markets and trading strategies actually work, in the order you need to learn them, and it’s upfront about the risks. Our aim is to help you understand enough to make your own decisions, whether that means trading, investing, or deciding neither is for you.
- 11lessons ready, with 50 strategies planned
- 330quiz questions across five levels
- 18plain-English investing guides
What you can do here
Learn it, test it, then practise it
- Learn trading strategiesStep-by-step lessons, from the basics to options and risk management. Each lesson is a short set of cards with charts and worked examples.See the lessons
- Test what you knowEvery lesson ends with a quiz in five levels, from the basics to expert judgment. Clear a level to unlock the next and climb the ranks.Try the first quiz
- Practise on a chartMark swing highs, breaks of structure and other patterns on a simulated gold chart. Each mark is checked and explained.Open the Pattern Trainer
- Understand your optionsGuides to stocks, funds, ETFs, bonds, crypto, forex, CFDs and more, with clear notes on costs and risks.Read the guides
- See what the research saysStrategies from peer-reviewed studies, big fund managers and exchange indexes, each with who published it, what they found and the catch.Open the Research Library
How it works
Three steps, repeated at your own pace
- Read a short lessonLessons come in small cards, one idea at a time. Move on with Next when you’re ready, or go Back any time.
- Clear the quiz levelsFive levels per lesson. Score 75% to unlock the next level. Level 1 is open to everyone; a free account unlocks the rest and saves your progress.
- Practise, then move onPut the ideas on a chart in the Pattern Trainer, then take the next lesson on the learning path. Each one builds on the last.
Where to start
Not sure where to begin? Pick the line that sounds like you
- I’m completely new to marketsSee every way to trade and invest side by side, from shares to CFDs.Ways to trade and invest
- I want to learn to tradeStart with the words and ideas every other lesson uses.Trading Basics
- I already know the basicsPick up the learning path, or browse all strategies by type.The learning path
- I learn best by doingJump into the chart trainer. Stage 1 starts from zero.Pattern Trainer
- I’m not sure what I knowAnswer ten quick questions and get a reading list that starts at your level.What’s your investing level?
How we keep it honest
Clear, checkable and upfront about risk
- Plain EnglishEvery term is explained the first time it appears, and lessons only use ideas taught earlier on the path.
- Sources you can checkLessons and guides link to the regulators, exchanges and studies they draw on. How we check facts.
- Risks stated up frontIf a product can lose you more than you put in, we say so clearly and explain why.
- Education, not adviceWe explain how things work. We don’t tell you what to buy or sell.
Ready to take the first step?
Trading Basics covers the words and ideas every other lesson uses. It takes about 12 minutes.